Guide to Finding the Right Vehicle in Hartford, KY
Finding The Right Vehicle
Car Shopper’s Guide to Finding the Right Vehicle in Hartford, KY
Are you ready for a car in Hartford, Kentucky? Choosing your new vehicle is a serious decision, so it makes sense to weigh your options and have a plan. That’s why we want to walk with you through every step of the way at Moore Ford, so let’s explore the ins and outs of car buying.
Identify What You Need
Before you can choose the car you want, you have to determine the kind of vehicle you need. In addition to your transportation needs are there any capabilities or functions that this vehicle should be ready for? If you just need to get around town with the occasional passenger or groceries, then a compact SUV should offer all the versatility and efficiency you need. If you have more passengers like a growing family or a regular carpool, then a midsize or large SUV will provide more space for your crew. If towing and hauling power is essential for your next vehicle, then make it a pickup truck to get the job done right every time. Additionally, don’t forget that safety, affordability, and reliability are commonly top priorities for car shoppers, so don’t forget to weigh each option by these criteria.
Set a Budget
Next, plan out how much you can spend on your vehicle. Setting a budget allows you to rule out options that would cost you too much, and it helps you ensure that the purchase you make will work with your financial situation. Common car-buyer advice dictates that your automotive budget should stay within 15 percent of your monthly income, so plan accordingly.
Consider the True Cost to Own
As you compare your options with your budget, don’t just look at the figure on the price tag. Remember that buying and owning a vehicle comprises a variety of costs like car insurance, maintenance, fuel, fees, and the insurance rate on your auto loan if you choose to finance. Only when you account for the true cost of ownership will you see if a vehicle really works with your budget.
Take a Test Drive
Once you’ve determined if a vehicle fits your budget, you’ll need to see if it fits your driving preferences as well. Take your top two or three options for a test drive to get hands-on insight into their performance and comfort, and remember to schedule your test drives in advance to make sure they’re on the lot and ready for you. During each drive, ask yourself these questions:
- Are you happy with the vehicle’s handling, acceleration, and performance?
- Do you feel like you can count on the steering and brakes?
- Is the cabin ride and quality suitable?
- Is your view out all sides of the car clear?
Auto Financing
If you don’t want to pay the full price all at once, you can finance the purchase of your car with an auto loan. It’s easy to apply for financing online with Moore Ford, and when you apply, you’ll provide potential lenders with credit and income details that will help them determine how much money you can borrow. You’ll use that borrowed money to buy your car, then repay the lender over a set period, usually several years.
The interest on your auto loan is figured as a percentage of the original amount, and certain types of auto loan can connect you with lower rates or other perks. If this is your first vehicle purchase, you might qualify for a first-time buyer’s loan, with waived application fees and a lower down payment. Be sure to ask what financing options are available to you.
How to Choose the Right Car
When you need to choose your next vehicle, you’ll have to examine your top choices carefully. At this point, you know what features and capabilities they offer, and you’ve already been in the driver’s seat of each option. If the choice is still tough, ask yourself if one has any kind of advantage over the other. Even if they all provide the essentials, is there one that comes with extra features that appeal to you? Does one model sport the styling or comfort that makes a difference? You’re making an investment that will last for years, so choose the vehicle that you think you’ll be satisfied with for as long as you own it.
Find Your Vehicle at Moore Ford
Whenever it’s time to find the right model for your needs, we’ll help from start to finish here at Moore Ford. Come see us at 1201 S Main Street, Hartford, Kentucky 42347 to explore all your options. We look forward to seeing you here soon.